North Dakota Insurance Commissioner Adam Hamm says now that the sign up has begun for the Affordable Care Act, he wants people to use common sense when they start exploring their options.
"Anytime you have something like that, it's obviously an opportunity for some folks to engage in fraudulent activity," Hamm said.
Hamm says he wants consumers to just make sure they’re doing things the right way. He says the Website “healthcare.gov” is the only official site for the new insurance marketplace.
"We're asking North Dakotans to never give their personal health or financial information to anyone who calls, or comes to their home uninvited, even if they say they are from the government," said Hamm. "We're asking people to keep a record of the name of anyone who assists them in purchasing health insurance, including that person's phone number, e-mail address or company that they say they're working for."
Hamm says only licensed insurance agents can sell the policies. And he says people on Medicare do not need to worry about signing up – because they’re already covered.