The United Commercial Travelers is a non-profit fraternal benefit society that touts services and products for its clientele, while giving back to the local communities. It formed in Columbus, Ohio, as a society to provide accident insurance and other benefits for traveling salesman and their families. The organization spread throughout the United States and Canada, but today, Grand Forks has the only local chapter in North Dakota. Previously, Fargo and Bismarck both had active chapters. I. W. Cunningham, who was the national organizer of the Loyal Order of the Moose, was quoted in the newspaper as saying, "I am a U.C.T. because I believe in progress. The United Commercial Travelers is one of the most progressive fraternities on Earth today. If it had not announced its intention of going a step beyond any other social, fraternal, and commercial order, I would not be a member of it."